RNMoney Website Privacy Policy

Scope

This Privacy Policy covers RNMoney, LLC’s (“RNMoney”) treatment of personally identifiable information that we collect when users are on the www.RNMoney.com Web site (the “RNMoney Website”) and when users use our services. This policy also covers our distribution of various Newsletters (as defined below) and our treatment of any personally identifiable information that our business partners share with us.

This policy does not apply to the practices of companies that RNMoney does not own or control, or to individuals that RNMoney does not employ or manage, including operators of sites to which users may link from the RNMoney Website. This policy also does not apply to any offline collection of personally identifiable information or the treatment of the same when such information is collected outside of the RNMoney Website.

What information do we gather?

We collect information about users which users choose to share with us in registration, when using our products and services, or when responding to offers from RNMoney or from our business partners.

We also collect information about users’ usage of the various information services available within the RNMoney Website, including statistics that we gather about unique visits, referring URLs, repeat visits and page views.

Many of the features on the RNMoney Website will be more beneficial to users if users customize the way they work and what they contain, and then can return to their personalized version each time they come back to the RNMoney Website.

Other information that we ask users to share with us allows us to improve the RNMoney Website and Newsletters. For example, we may share aggregate information with our suppliers and partners. In short, the information users provide us can help us to understand how to make the RNMoney Website and Newsletters more convenient and useful to our users.

What types of nonpublic personal information do we disclose?

We have no intention to disclose nonpublic personal information we collect, except to make available to user the products and services that we and our business partners provide. It is not our intention to disclose nonpublic personal information about former customers to anyone, except as permitted by law or to cooperate with regulators or law enforcement authorities.

To what types of entities do we disclose nonpublic personal information?

We may disclose nonpublic personal information among our affiliated companies and to other companies with which we have joint marketing agreements or that offer services with us or on our behalf. By sharing this information, we can provide users with a broader range of products and services and improve users’ experience with us.

We may also disclose information that we collect from users such as a user’s name and contact information to nonaffiliated third parties that perform services, such as marketing or market research, on our behalf. For example, we may provide users’ names, addresses, phone numbers, and/or e-mail addresses to vendors who send our e-mail or regular mail.

We require that all entities with which we share nonpublic personal information, including companies that process or service transactions for us, to agree to keep such information confidential. We also prohibit them from using or disclosing users’ information except for the limited purpose and to the persons for whom disclosure was intended, or as otherwise permitted by law.

We do not intend to sell users’ personal information to third-party marketers or any other entity for any purpose without users’ consent.

To what other types of entities might we disclose nonpublic personal information?

We disclose nonpublic personal information to nonaffiliated third parties, as permitted or required by law or to cooperate with regulators or law enforcement authorities. Disclosures for which users have provided consent or which users have directed us to make are also permitted.

What are Cookies?

Cookies/ Web server logs: Similar to other commercial Web sites, the RNMoney Website utilizes standard technology called “cookies” and Web server logs to collect information about how the RNMoney Website is used. Cookies are a feature of Web browser software that allows Web servers to recognize the computer used to access a Web site. Cookies are small pieces of data that are stored by a user’s Web browser on the user's hard drive. Information gathered through cookies and Web server logs may include the date and time of visits, the pages viewed, time spent at the RNMoney Website, and the Web sites visited just before and just after the RNMoney WebSite.

Users can, of course, disable cookies on their computers by indicating this in the preferences or options menus in their browsers. However, it is possible that some parts of the RNMoney Website will not operate correctly if cookies are disabled. Users should consult with their browsers’ provider/manufacturer if they have any questions regarding disabling cookies.

Newsletters

RNMoney delivers interesting, stimulating and informative newsletters to its users on a variety of topics (each a “Newsletter”).  If you would like to subscribe to any of the newsletters RNMoney offers, please visit [http://www.RNMoney.com/newsletter].  If you would like to change the e-mail address [or mailing address] to which your RNMoney Newsletters are delivered, please email: Info@RNMoney.com.

Changes to the RNMoney Privacy Policy

RNMoney may amend this policy from time to time. If we make any substantial changes in the way we use users’ personal information we will notify users by posting a prominent notice in our privacy policy or in other locations on the RNMoney Website or by sending users an email to inform users of our updated privacy policy. Users will have a choice as to whether or not we use their information in this different manner.