RNMoney Website Terms of Use

All use of RNMoney, LLC’s (“RNMoney”) World Wide Web pages located within www.RNMoney.com (the “RNMoney Website”) is subject to the terms and conditions set forth below (“Terms”), provided however that other terms of use shall apply with respect to RNMoney’s affiliates’ websites (if any), as specified on each such website. These Terms also apply to your use of any Newsletter (as defined below). Any use of such web pages, or subscription to any Newsletter, constitutes the user’s agreement to abide by the Terms. We may amend the Terms at any time by posting the amended terms on this site.

PRIVACY

Please review our Privacy Statement, which also governs your visit to the RNMoney Website and use of our Newsletters, to understand our practices.

ELECTRONIC COMMUNICATIONS

When you visit RNMoney Website or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

COPYRIGHT

All content provided on the RNMoney Website or in the Newsletters is owned by or licensed to RNMoney and/or its affiliates (the “RNMoney Content”) and protected by United States and international copyright laws. RNMoney and its licensors retain all proprietary rights to the RNMoney Content. The RNMoney Content may not be reproduced, transmitted or distributed without the prior written consent of RNMoney.

TRADEMARKS

All trademarks, service marks, trade names, logos and graphics (“Marks”) indicated on the RNMoney Website or in the Newsletters are registered trademarks of RNMoney and/or its affiliates, in the United States and other countries. You may not make any use of RNMoney’s Marks without the prior written consent of RNMoney.

LICENSE AND SITE ACCESS

RNMoney grants you a limited license to access and make personal use of the RNMoney Website and Newsletters, subject to the Terms. The RNMoney Website, the Newsletters and any portion thereof may not be reproduced, duplicated, copied, downloaded, sold, resold, visited, or otherwise exploited for any commercial purpose without the express written consent of RNMoney. You may not frame or utilize framing techniques to enclose any trademark, logo or other proprietary information (including images, text, page layout and form) of RNMoney and/or its affiliates without the express written consent of RNMoney. You may not use any meta tags or any other “hidden text” utilizing RNMoney’s name or Marks without the express written consent of RNMoney.

THE FOLLOWING BRACKETED SECTION IS APPLICABLE IF YOU ARE CHARGING A SUBSCRIPTION FEE TO THE WEBSITE [Your use of the RNMoney Website is limited to the number of users for which you have subscribed and paid applicable fees. Any further use by you of the RNMoney Website is expressly prohibited. Without limiting the foregoing, you shall not disclose any of the RNMoney Content to any third-party without RNMoney’s express written consent. You are responsible for ensuring the security and confidentiality of your user ID and passwords. You will be responsible for any unauthorized use of the RNMoney Website via your user ID or password. Any unauthorized use terminates the license granted by RNMoney.]

COPYRIGHT INFRINGEMENT

If you believe that your work has been copied and posted on the RNMoney Website in a way that constitutes copyright infringement, we will respond to notices of alleged infringement that comply with the Digital Millennium Copyright Act of 1998 (the “DMCA”), a federal law that provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. The requirements for notices under the DMCA can be found at http://www4.law.cornell.edu/uscode/html/uscode17/usc_sec_17_00000512----000-.html.

RNMoney’s agent for notice of claims of copyright or other intellectual property infringement can be reached as follows:

By email:
President@RNMoney.com

By mail:
RNMoney, Inc.
Attention Copyright Agent

34 Cherry Street

 Bridgewater, MA 02324

We suggest that you consult with a legal advisor before filing a notice under the DMCA. Also, be aware that there can be penalties for false claims under the DMCA.

NEWSLETTERS

RNMoney delivers interesting, stimulating and informative newsletters to its users on a variety of topics (each a “Newsletter”). The Newsletters do not constitute investment advice and are not intended as endorsements of any specific investment. If you would like to subscribe to any of the Newsletters RNMoney offers, please visit [http://www.RNMoney.com/newsletter].

USE OF THE RNMONEY WEBSITE, NEWSLETTERS AND CONTENT

THE INFORMATION ON THE RNMONEY WEBSITE AND IN THE NEWSLETTERS IS PROVIDED WITH THE UNDERSTANDING THAT RNMONEY AND ITS AFFILIATES AND ANY RNMONEY LICENSOR’S OR RNMONEY SUPPLIER’S (AS DEFINED BELOW) PROVISION OF SUCH INFORMATION DOES NOT CONSTITUTE THE RENDERING OF INVESTMENT, LEGAL, FINANCIAL, ACCOUNTING, TAX, OR OTHER PROFESSIONAL ADVICE OR SERVICES ON AN INDIVIDUALIZED OR ANY OTHER BASIS, NOR SHALL RNMONEY BE DEEMED IN ANY WAY TO BE ACTING AS AN INVESTMENT ADVISOR AS THAT TERM IS DEFINED AND USED IN THE INVESTMENT ADVISOR’S ACT OF 1940 OR ANY RULE OR REGULATION PROMULGATED THEREUNDER. INFORMATION ON THE RN MONEY WEBSITE OR IN THE NEWSLETTERS SHOULD NOT BE RELIED UPON OR USED AS A SUBSTITUTE FOR CONSULTATION WITH LICENSED PROFESSIONAL ADVISORS.

RNMoney reserves the right to make changes to documents, content, or other information on the RNMoney Website without obligation to notify any person of such changes.

The RNMoney Content may contain projections or other forward-looking statements by companies regarding a variety of items. Such forward-looking statements are based upon expectations current as of the date of the conference call and involve risks and uncertainties. Actual results may differ materially from those stated in any forward-looking statement based on a number of important factors and risks, which may be more specifically identified in the companies’ most recent SEC filings. Although the companies may indicate and believe that the assumptions underlying the forward-looking statements are reasonable, any of the assumptions could prove inaccurate or incorrect and, therefore, there can be no assurance that the results contemplated in the forward-looking statements will be realized.

IN NO WAY DOES RNMONEY ASSUME ANY RESPONSIBILITY FOR ANY INVESTMENT OR OTHER DECISIONS MADE BASED UPON THE RNMONEY CONTENT. USERS ARE ADVISED TO REVIEW ALL AVAILABLE INFORMATION THEMSELVES INCLUDING, WITHOUT LIMITATION, THE APPLICABLE COMPANY’S SEC FILINGS BEFORE MAKING ANY INVESTMENT OR OTHER DECISIONS.

RNMoney may alter, suspend, or discontinue the RNMoney Website or Newsletters at any time for any reason, without notice or cost. The RNMoney Website may become unavailable due to maintenance or malfunction of computer equipment or other reasons.

By using the RNMoney Website or any Newsletter, you agree to indemnify, hold harmless, and defend RNMoney from any and all claims, damages, losses, liabilities, and all costs and expenses of defense, including but not limited to, reasonable attorneys’ fees, resulting directly or indirectly from a claim by a third party that is based on your use of the RNMoney Website or Newsletter in violation of these Terms.

DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY

THE RNMONEY WEBSITE, NEWSLETTERS AND ALL DOCUMENTS AND INFORMATION PROVIDED THEREON, THEREIN AND THEREBY, INCLUDING, WITHOUT LIMITATION, THE RNMONEY CONTENT, IS PROVIDED BY RNMONEY ON AN “AS IS” AND “AS AVAILABLE” BASIS. RNMONEY MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE, OR THE INFORMATION, CONTENT OR MATERIALS INCLUDED ON THIS SITE OR IN THE NEWSLETTERS. SPECIFICALLY, BUT WITHOUT LIMITATION, RNMONEY AND ITS LICENSORS DO NOT WARRANT THAT: (i) THE INFORMATION ON THE RNMONEY WEBSITE OR IN THE NEWSLETTERS IS CORRECT, ACCURATE, RELIABLE OR COMPLETE; (ii) THE FUNCTIONS CONTAINED ON THE RNMONEY WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE; (iii) DEFECTS WILL BE CORRECTED, OR (iv) THE RNMONEY WEBSITE OR THE SERVER(S) THAT MAKE IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

YOU EXPRESSLY AGREE THAT YOUR USE OF THE RNMONEY WEBSITE OR NEWSLETTERS IS AT YOUR SOLE RISK. UNDER NO CIRCUMSTANCES SHALL RNMONEY, ITS LICENSORS, OR ITS SUPPLIERS OF DATA, SOFTWARE, OR OTHER SERVICES (THE “RNMONEY SUPPLIERS”), BE LIABLE FOR ANY INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR OTHER INDIRECT DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE RNMONEY WEBSITE OR THE INFORMATION CONTAINED ON THE RNMONEY WEBSITE OR NEWSLETTERS, INCLUDING, WITHOUT LIMITATION, THE RNMONEY CONTENT, EVEN IF RNMONEY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL RNMONEY’S TOTAL LIABILITY (OR THAT OF ANY OF ITS LICENSORS OR THE RNMONEY SUPPLIERS) TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION RESULTING FROM YOUR USE OF THE RNMONEY WEBSITE OR NEWSLETTERS, WHETHER IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE) OR OTHERWISE, EXCEED THE AMOUNTS YOU PAID TO RNMONEY DURING THE MOST RECENT THREE-MONTH PERIOD IN CONNECTION WITH AMOUNTS WHICH YOU PAID FOR USING THE RNMONEY WEBSITE.

It is the user’s responsibility to ascertain whether any information downloaded from the RNMoney Website is free of viruses, worms, Trojan horses, or other items of a potentially destructive nature.

INTENDED THIRD-PARTY BENEFICIARY

You acknowledge and agree that each of RNMoney’s licensors and each of the RNMoney Suppliers are intended third-party beneficiaries to these terms and conditions.

LINKS TO THIRD-PARTY WEB SITES
The RNMoney Website may contain links to non-RNMoney web sites. These links are provided to you as a convenience, and RNMoney is not responsible for the content of any linked web site. Any outside web site accessed from the RNMoney Website is independent from RNMoney, and RNMoney has no control over the content of that web site. In addition, a link to any non-RNMoney web site does not imply that RNMoney endorses or accepts any responsibility for the content or use of such a website.